Everyone’s financial journey is unique, but the common thread among many successful stories is the right guidance and support.
At enable.me, we’ve helped countless individuals and families achieve their financial goals, particularly in managing and paying off their mortgages faster than they ever thought possible.
Here are some inspiring, anonymous client stories that highlight the impact of working with our enable.me coaches:
Client Story 1: Navigating Life Changes with a Steady Plan
“My husband and I started our journey with enable.me way back with Hannah McQueen herself.
[enable.me] has helped us immensely through budgeting, paying off two mortgages, a big move, quite a few job changes, the sale of a section, obtaining insurances, and setting in place a realistic plan for our retirement. All while refereeing our robust discussions during the planning of our spending.
We are eternally grateful. We definitely would not be in the solid financial position we are in without their help.
We are just ordinary working people who can follow a plan with discipline to obtain a goal.
If we can do it, you can too.”
Client Story 2: From Minimum Wage to Mortgage-Free
“My mortgage story started at 21 years of age [when I bought my first home].
Fast forward four years and I sold my first house for not much more than I paid for it as a stepping stone to my second property.
$355,000 was a lot of money to mortgage, especially on minimum wage.
I got angry and depressed. Seriously, 30 years, why so long?
I sat down with Roger Swift from the Dunedin branch and said 10 years and no more.
Fast forward to today, I’m 34 with 22 months to go.
There is much more to this story I could say but I’ve kept it short and sweet as this has been a journey that has only just begun.”
Client Story 3: A Brighter Retirement Ahead
“We joined enable.me’s [Master Your Mortgage] programme with 13 years on our mortgage.
We have just begun our fifth year and have only a few months to pay it off in full.
Not only have we mastered our mortgage, but we now have an investment property with a $205K capital gain. Our retirement in 7-8 years is looking so much brighter.
All of this is thanks to enable.me, it has removed all financial stresses we once had, changed our money personalities, and set us up for a great future.”
Client Story 4: The First Home Dream Realised
“My husband and I have been looking to purchase our first home in New Zealand for the past eight years.
It wasn’t until we decided to partner with enable.me that we felt that we were among friends who could support and educate us on this uncertain road.
This collaboration has proven invaluable – through structuring our financials, getting the recommendation of a mortgage broker, and guiding us through the maze and onto the property ladder.
We are beyond excited (and somewhat nervous) to be moving into our first home in the coming days and know, without a doubt, that this would not have been possible without enable.me’s unwavering support.
We can’t thank our adviser and the wider enable.me team enough! We look forward to the upcoming journey to “Master Our Mortgage.”
Client Story 5: Building and Thriving Through Adversity
“We are a couple in our early 50s.
We bought our first home a few months after we married in 1998.
With the help of enable.me, we built an investment property in Papamoa [during a pandemic]! We also built a garage with a studio where our second daughter lives.
[The pandemic] has not been easy, but we are still motivated to ensure we can retire well.”
Client Story 6: Redefining Mortgage Timelines
“We are on target to pay off our mortgage in 12 years instead of 30 by just being proactive rather than passive with our mortgage.
I like having someone else from outside our house we can talk to that helps us work through our financial situation.
enable.me has really enabled us to see that you don’t have to accept the 30 years to pay off your mortgage and there are strategies to pay it off faster that save you money in the long run.”
Client Story 7: Finding a Home and a Future
“[Our first consultation was in] April 2019, my wife and I were assigned to this wonderful person, she was very accommodating, warm, and very patient. She introduced herself as Senior Financial Adviser, Elizabeth Blake. What really stuck with me is when she asked: ‘Do you feel like a sieve wherein income just slips by?’
We both nodded. As a couple, we don’t have deep pockets, but we do have a steady income.
Liz pointed out if we followed the plan, we would generate enough savings that in five years we would be able to produce a deposit for a home – and the best thing is that we will not have to stop buying coffee!
Fast forward, and Liz informed us that we can now start hunting for our first home and it is only our third year with her. We found a property at Mangere Bridge Village which is not far from our daughters’ school and my wife’s work.
We signed our final settlement [in February 2023] and now it has been our first year in our own home. Although we have not mastered our mortgage yet, we are getting there, cutting through it one saving at a time.”
enable.me – More Than Just Financial Advice
These stories demonstrate that with the right guidance and a tailored plan, almost anyone can achieve financial freedom and significantly reduce their mortgage term.
Our personalised coaching, financial strategies, and unwavering support has transformed the financial futures of many New Zealanders, providing expert, tailored advice to help them navigate their path to success.
Whether you are looking to pay off your mortgage faster, buy your first home, or secure a stable financial future, our enable.me coaches would love to help you get there.
Want to know how enable.me can help you with your financial journey?
Book your initial financial consultation today!
Disclaimer
The stories shared in this article were submitted directly by clients of enable.me. To maintain confidentiality, all client names have been removed. Please note that the content of this article does not constitute financial advice. Individual financial circumstances can vary significantly, and it is recommended that you seek personalised advice from a qualified financial adviser before making any financial decisions.