Live the life you want in retirement

Put the right plan in place today, so you can retire in style tomorrow.

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Ready. Set. Retirement.

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Retirement feels like it’s fast approaching. And, while you’re comfortable now, you’re starting to wonder if it will be enough to see you through your retirement, or whether you’ll need to keep working beyond 65.

At enable.me, our coaches can help you understand your short- to long-term options and help create an investment strategy that generates enough wealth to last you through retirement. And, if you want to leave something for the kids or beneficiaries, they can help with that too.

Get startedSee our programmes

The building blocks for retirement planning

Our approach to preparing for retirement looks at all the elements of your financial plan. It includes focusing on your money habits and cashflow foundations to positively influence your retirement outcomes.

Your money habits
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Money psychology

Wealth mindset

Setting financial strategy

Managing your finances
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Cashflow management

Debt repayment

Mortgage repayment

Insurance & risk advice

Preparing for retirement

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Retirement planning

Wealth planning

Investment planning

Estate and succession planning

Wealth decumulation

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Benefits of preparing for retirement with an enable.me coach

At enable.me we want to help you create enough wealth to maintain your lifestyle in the future, and leave behind a lasting legacy.

So, we:

Explore the factors that will influence the age at which you will retire

Account for downsizing and KiwiSaver to contribute to retirement, but acknowledge they won’t provide all the funds you’ll need

Know that you’ll require different levels of cashflow at various stages of your retirement

Put in place a plan that factors in inflation and market volatility, and guide you towards a diverse investment portfolio to help minimise impact

Help create intergenerational wealth, and put a plan in place to pass on wealth to beneficiaries

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The benefits of working with enable.me

Achieve better results with an experienced coach who’s on your side.

We have plans suitable for all life stages

Tactical plans that are driven by data

An experienced team who can help no matter your financial need: wealth planning, investing, property, and mortgage

Diverse investment approach for a more secure financial future

Achieve better results with an experienced coach who’s on your side.

We have plans suitable for all life stages

Tactical plans that are driven by data

An experienced team who can help no matter your financial need: wealth planning, investing, property, and mortgage

Diverse investment approach for a more secure financial future

Get startedAbout enable.me
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Think big? Get help from our financial coaches today!

If you want to get started, get ahead, or get ready for retirement – we can help create the plan that gets you there. Book your initial financial consultation for just $149 (valued at $400) before 2 February 2026.

Hear what our clients have to say about their experience with enable.me

"We have been amazed at what a difference restructuring our banking has made to paying our mortgage off quicker."
Nadine Higgins' client
"Thank you for the meeting. You gave good guidance which I found really helpful. You have a lovely way about you, Karen, and I really appreciated that. I felt listened to and guided without being judged."
Karen Beckham's client
"enable.me has made us more aware of our spending and what the possibilities are when it come to our finances and paying off our mortgage. We are extremely excited about what we will achieve in the next few years."
Alisha Brady's client
"I liked that Kristin was thorough, didn't judge my spending habits, and made me feel like I've got options. She also explained things in ways that were easy to understand."
Kristin Sutherland's client
"I like that it was a personalised service. My consultant was knowledgeable and able to answer my questions with clarity & non-judgement. I was able to establish some clarity for my goals in the timeframe."
Kristin Sutherland's client
"Having an independent person review our spending is helpful in regard to knowing what is normal or excessive. My husband is more likely to listen to our advisor than his wife."
Dianne Barlow's client
"enable.me has really helped me keep on track with my financial goals. We have a great relationship with our coach, who gives us amazing, honest advice and keeps us accountable. I believe without the help of enable.me we would not have purchased our first home. Thank you!!"
Corrie-Ann Jones' client
"I appreciate that it's completely personalised to me and my circumstances, not a cookie cutter one size fits all."
Nadine Higgins' client
"We just need to tell you that Matt is amazing! He listens and we always get precise and honest guidance on our current financial situation and strategy for the future. We couldn't do without him. Thank you, Matt!"
Matt Buckeridge's client
"I felt there was no judgment from the advisor I had my initial meeting with. She listened to me and by asking further questions was able to lead into deeper conversations. I also felt safe speaking with her and feel confident moving forward with what I want to achieve."
Lisa Butler's client
"Personalised, informative, scary but in a positive way. No hard sell, just facts & data."
Kristin Sutherland's client
"Felt that Katie interpreted exactly where I was at and what I needed. I felt heard."
Katie Wesney's client
"Loved how honest Shelley was. Have already made our first recommendation."
Shelley Palman's client
Thanks so much, Maylyn, for all your guidance this past year, helping us to have better understanding and take better control of our finances. It's been an amazing journey so far!
Maylyn's clients, Sian & Nino
“Being mortgage-free is a major milestone for us…There is absolutely no way we would have achieved this without the help of enable.me. They push you (but not too hard!) to be brave. It’s been fantastic to have people in our corner giving expert advice. A seriously life-changing experience!”
enable.me client
“Lisa was open and honest with us. She builds rapport quickly and effectively”
Lisa Butler's client, Wellington
“Lisa is non-judgemental, very kind and has a real passion for helping people be the best they can be.”
Lisa Butler's client, Wellington
“Professional, expert, non-judgemental, friendly, understanding – the whole package!”
Katie Wesney's client, Auckland North Shore
“Katie is fantastic, focused on what we can achieve & has really made us understand how our money can work for us”
Katie Wesney's client, Auckland North Shore
“Katie is brilliant to work with because she goes on the journey alongside you – she understands you & what will work best for your family”
Katie Wesney's client, Auckland North Shore
“Ray was professional, but also laid back – which really helped our nerves!”
Ray McKeown's client, Auckland Central
“Importantly, we did not feel any judgement about our current financial situation. Ray clearly outlined what’s possible for us to achieve, and we’re confident that we will have the support to meet our goals. We should have done this years ago”
Ray McKeown's client, Auckland Central
“We feel so comfortable and relaxed talking about our plan. We feel confident we will do this, knowing you’re beside us every step of the way.”
Shelley Palman's client, Auckland North Shore
“We come away from each meeting feeling very motivated & excited to put our action plan into place & reap the benefits.”
Shelley Palman's client, Auckland North Shore
“Working with you has allowed me to get my life to a place where I’m happy, in control, and in a job that’s paying me what I’m worth. Wonderful unexpected side effects to sorting my finances out.”
Shelley Palman's client, Auckland North Shore
“You listened – I shared some very personal information and I felt supported”
Sarah Bayley's client, Canterbury
“I like the way she guides me to empower myself”
Sarah Bayley's client, Canterbury
“Really wish we’d come to you sooner, but better late than never! Loved the fact you totally understood where we are at with our situation”
Sarah Bayley's client, Canterbury
“Sarah gave me confidence in where I can get to in the future”
Sarah Bayley's client, Canterbury
"When you said our retirement plan could be fine if we stay the course, it meant the world to us. Retirement has always been one of those things that tends to get put on the back burner and neglected until it's too late."
Karen Beckham's client
“Ray is so easy to talk to”
Ray McKeown's client, Auckland Central
“Lisa has such a positive and reassuring approach”
Lisa Butler 's client, Wellington
“I respected the thoroughness of Dianne’s questions and the fact I never felt judged”
Dianne Barlow's client, Auckland South & East
“Dianne really knows her stuff and we have confidence that she walks the talk!”
Dianne Barlow's client, Auckland South & East
“It’s been fantastically empowering and has forced us to have financial discipline, but in a way which doesn’t greatly affect our lifestyle. We’ve had fast results!”
Dianne Barlow's client, Auckland South & East
“Corrie-Ann is very real and easy to deal with”
Corrie-Ann Jones's client, Auckland Central
“Your professional and caring manner has “enabled me” to gather the strength to finally take charge of the family finances”
Corrie-Ann Jones's client, Auckland Central
“Corrie-Ann is so helpful and professional in her approach showing genuine concern to achieve the best outcomes”
Corrie-Ann Jones's client, Auckland Central
“Your generous support both with our finances and my personal challenges has been incredible”
Corrie-Ann Jones's client, Auckland Central
“I liked how knowledgeable and professional Alisha was. She listened and wasn’t judgemental”
Alisha Brady's client, Bay Of Plenty
“In what is just over two years, I have doubled my personal wealth and have two investment properties. We are now working on being financially sorted until the end of my days”
enable.me client
“In what is just over two years, I have doubled my personal wealth and have two investment properties. We are now working on being financially sorted until the end of my days”
enable.me client
“enable.me helped me realise I could do more to make sure my future is financially secure, and that retirement is not something to fear”
enable.me client
“Great to have someone knowledgeable to bounce ideas off regarding property investment. It’s also really good to have support, ensuring we get ahead and really pay off the mortgage quickly.”
enable.me client
“enable.me helped me realise I could do more to make sure my future is financially secure, and that retirement is not something to fear”
enable.me client
“Thank you for getting us to a point where our future is brighter, and our financial intelligence is greater – you have really changed our lives”
Alisha Brady's client, Bay Of Plenty
"We loved how comfortable we were talking with Alisha about our finances. She made it easy for us to see some direction – and that was just the first meeting!"
Alisha Brady's client, Bay Of Plenty
"I can’t believe how far I have come in getting on top of my finances and making better decisions….Knowledge is power! The disciplines you taught me will stay with me for life"
enable.me client
"We have been amazed at what a difference restructuring our banking has made to paying our mortgage off quicker."
Nadine Higgins' client
"Thank you for the meeting. You gave good guidance which I found really helpful. You have a lovely way about you, Karen, and I really appreciated that. I felt listened to and guided without being judged."
Karen Beckham's client
"enable.me has made us more aware of our spending and what the possibilities are when it come to our finances and paying off our mortgage. We are extremely excited about what we will achieve in the next few years."
Alisha Brady's client
"I liked that Kristin was thorough, didn't judge my spending habits, and made me feel like I've got options. She also explained things in ways that were easy to understand."
Kristin Sutherland's client
"I like that it was a personalised service. My consultant was knowledgeable and able to answer my questions with clarity & non-judgement. I was able to establish some clarity for my goals in the timeframe."
Kristin Sutherland's client
"Having an independent person review our spending is helpful in regard to knowing what is normal or excessive. My husband is more likely to listen to our advisor than his wife."
Dianne Barlow's client
"enable.me has really helped me keep on track with my financial goals. We have a great relationship with our coach, who gives us amazing, honest advice and keeps us accountable. I believe without the help of enable.me we would not have purchased our first home. Thank you!!"
Corrie-Ann Jones' client
"I appreciate that it's completely personalised to me and my circumstances, not a cookie cutter one size fits all."
Nadine Higgins' client
"We just need to tell you that Matt is amazing! He listens and we always get precise and honest guidance on our current financial situation and strategy for the future. We couldn't do without him. Thank you, Matt!"
Matt Buckeridge's client
"I felt there was no judgment from the advisor I had my initial meeting with. She listened to me and by asking further questions was able to lead into deeper conversations. I also felt safe speaking with her and feel confident moving forward with what I want to achieve."
Lisa Butler's client
"Personalised, informative, scary but in a positive way. No hard sell, just facts & data."
Kristin Sutherland's client
"Felt that Katie interpreted exactly where I was at and what I needed. I felt heard."
Katie Wesney's client
"Loved how honest Shelley was. Have already made our first recommendation."
Shelley Palman's client
Thanks so much, Maylyn, for all your guidance this past year, helping us to have better understanding and take better control of our finances. It's been an amazing journey so far!
Maylyn's clients, Sian & Nino
“Being mortgage-free is a major milestone for us…There is absolutely no way we would have achieved this without the help of enable.me. They push you (but not too hard!) to be brave. It’s been fantastic to have people in our corner giving expert advice. A seriously life-changing experience!”
enable.me client
“Lisa was open and honest with us. She builds rapport quickly and effectively”
Lisa Butler's client, Wellington
“Lisa is non-judgemental, very kind and has a real passion for helping people be the best they can be.”
Lisa Butler's client, Wellington
“Professional, expert, non-judgemental, friendly, understanding – the whole package!”
Katie Wesney's client, Auckland North Shore
“Katie is fantastic, focused on what we can achieve & has really made us understand how our money can work for us”
Katie Wesney's client, Auckland North Shore
“Katie is brilliant to work with because she goes on the journey alongside you – she understands you & what will work best for your family”
Katie Wesney's client, Auckland North Shore
“Ray was professional, but also laid back – which really helped our nerves!”
Ray McKeown's client, Auckland Central
“Importantly, we did not feel any judgement about our current financial situation. Ray clearly outlined what’s possible for us to achieve, and we’re confident that we will have the support to meet our goals. We should have done this years ago”
Ray McKeown's client, Auckland Central
“We feel so comfortable and relaxed talking about our plan. We feel confident we will do this, knowing you’re beside us every step of the way.”
Shelley Palman's client, Auckland North Shore
“We come away from each meeting feeling very motivated & excited to put our action plan into place & reap the benefits.”
Shelley Palman's client, Auckland North Shore
“Working with you has allowed me to get my life to a place where I’m happy, in control, and in a job that’s paying me what I’m worth. Wonderful unexpected side effects to sorting my finances out.”
Shelley Palman's client, Auckland North Shore
“You listened – I shared some very personal information and I felt supported”
Sarah Bayley's client, Canterbury
“I like the way she guides me to empower myself”
Sarah Bayley's client, Canterbury
“Really wish we’d come to you sooner, but better late than never! Loved the fact you totally understood where we are at with our situation”
Sarah Bayley's client, Canterbury
“Sarah gave me confidence in where I can get to in the future”
Sarah Bayley's client, Canterbury
"When you said our retirement plan could be fine if we stay the course, it meant the world to us. Retirement has always been one of those things that tends to get put on the back burner and neglected until it's too late."
Karen Beckham's client
“Ray is so easy to talk to”
Ray McKeown's client, Auckland Central
“Lisa has such a positive and reassuring approach”
Lisa Butler 's client, Wellington
“I respected the thoroughness of Dianne’s questions and the fact I never felt judged”
Dianne Barlow's client, Auckland South & East
“Dianne really knows her stuff and we have confidence that she walks the talk!”
Dianne Barlow's client, Auckland South & East
“It’s been fantastically empowering and has forced us to have financial discipline, but in a way which doesn’t greatly affect our lifestyle. We’ve had fast results!”
Dianne Barlow's client, Auckland South & East
“Corrie-Ann is very real and easy to deal with”
Corrie-Ann Jones's client, Auckland Central
“Your professional and caring manner has “enabled me” to gather the strength to finally take charge of the family finances”
Corrie-Ann Jones's client, Auckland Central
“Corrie-Ann is so helpful and professional in her approach showing genuine concern to achieve the best outcomes”
Corrie-Ann Jones's client, Auckland Central
“Your generous support both with our finances and my personal challenges has been incredible”
Corrie-Ann Jones's client, Auckland Central
“I liked how knowledgeable and professional Alisha was. She listened and wasn’t judgemental”
Alisha Brady's client, Bay Of Plenty
“In what is just over two years, I have doubled my personal wealth and have two investment properties. We are now working on being financially sorted until the end of my days”
enable.me client
“In what is just over two years, I have doubled my personal wealth and have two investment properties. We are now working on being financially sorted until the end of my days”
enable.me client
“enable.me helped me realise I could do more to make sure my future is financially secure, and that retirement is not something to fear”
enable.me client
“Great to have someone knowledgeable to bounce ideas off regarding property investment. It’s also really good to have support, ensuring we get ahead and really pay off the mortgage quickly.”
enable.me client
“enable.me helped me realise I could do more to make sure my future is financially secure, and that retirement is not something to fear”
enable.me client
“Thank you for getting us to a point where our future is brighter, and our financial intelligence is greater – you have really changed our lives”
Alisha Brady's client, Bay Of Plenty
"We loved how comfortable we were talking with Alisha about our finances. She made it easy for us to see some direction – and that was just the first meeting!"
Alisha Brady's client, Bay Of Plenty
"I can’t believe how far I have come in getting on top of my finances and making better decisions….Knowledge is power! The disciplines you taught me will stay with me for life"
enable.me client
See all client stories

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